These are the ATS keywords, credentials, and software terms that recur across current credit analyst job descriptions — organized so you can scan for what your resume is missing. Placement matters as much as presence: an ATS keyword buried in a skills list ranks lower than the same term used in context inside an experience bullet.
Title variants
- Credit Analyst
- Commercial Credit Analyst
- Senior Credit Analyst
- Credit Risk Analyst
- Leveraged Finance Analyst
- Investment Credit Analyst
- Corporate Credit Analyst
- Portfolio Credit Analyst
- Loan Review Analyst
- Underwriter
- Credit Underwriter
- Commercial Underwriter
- Credit Officer
Credentials
- CFA
- CFA Level I
- CFA Level II
- CFA charterholder
- CPA
- CRC
- Certified Risk Credit Analyst
- RMA
- FRM
- CAIA
- AIB
- ACIB
Platforms
- nCino
- Moody's CreditLens
- Sageworks
- Abrigo
- Baker Hill
- Bloomberg Terminal
- Capital IQ
- S&P Global Market Intelligence
- FactSet
- Trepp
- Covenant Review
- Reorg Research
- Xtract Research
- RMA Annual Statement Studies
- Excel
Credit processes
- credit memo
- credit memorandum
- financial spreading
- risk rating
- internal risk rating
- CECL
- ASC 326
- current expected credit loss
- covenant compliance
- DSCR
- debt service coverage
- leverage ratio
- interest coverage
- fixed charge coverage
- loan-to-value
- LTV
- watchlist
- classified credit
- Substandard
- Special Mention
- charge-off
- ALLL
- CECL reserve
- annual review
- portfolio monitoring
- credit committee
- underwriting
Financial metrics
- EBITDA
- total leverage
- net leverage
- interest coverage ratio
- fixed charge coverage
- debt service coverage ratio
- working capital
- operating cash flow
- free cash flow
- LTV
- NOI
- cap rate (real estate)
- CET1
- Tier 1 capital
- NPL ratio
- NCO rate
Long-tail phrases
- credit analyst resume
- commercial credit analyst resume
- credit analyst cv
- credit analyst resume examples
- credit analyst resume 2026
- how to write a credit analyst resume
- bank credit analyst resume
- leveraged finance analyst resume
- credit risk analyst resume
Pasting these terms into your resume verbatim without matching context can read as keyword stuffing to a human reviewer, even if it passes the ATS. The full Credit Analyst resume guide shows where each category belongs and how to work it into real experience bullets.